Property Attributes
- MLS#MDCA2026996
- TypeSingle Family
- Listing Status ACTIVE
- CountyCALVERT
- CityLusby
- NeighborhoodDrum Point
- Zip20657
- StyleRanch/Rambler
- Year Built1974
- Taxes$ 5255
- Price$ 525,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2615
- Lot Size0.51 Acres
Data Source:
Bright MLS
Property Description
Rare waterfront home offering over 2500 sqft of finished space, one car garage, and panoramic views of Mill Creek! 300 ft of water frontage on a 0.51 acre lot. The main level features 3 bedrooms, 2 full baths, new flooring, updated lighting fixtures, and a Florida room overlooking Mill Creek. The fully finished lower level offers exceptional flexibility with an additional bedroom, full bath, and a wood-burning fireplace. Step out and relax by the water, or boat from your own private dock with an 8,000 lb boat lift. Roof, Gutters, and Windows (2015). HVAC system (2022), attic insulation (2022), and garage door (2026). Mortgage savings may be available for buyers of this listing. Dont miss your chance to call 278 Valerie Ln home!
| Price History | |
|---|---|
| 5/8/2026 | Listed $550,000 |
| 6/29/2026 | 3$535,000 |
| 7/30/2026 | 2$525,000 |
General Features
| Living Area | 2615 |
|---|---|
| Sewer | Holding Tank |
| Heating | Heat Pump(s) |
| Cooling | Central A/C |
| Possession | 0-30 Days CD,Immediate |
| Roof | Architectural Shingle |
| Appliances | Dishwasher,Exhaust Fan,Icemaker,Range Hood,Refrigerator,Stove,Washer,Dryer - Electric |
| Zoning | R |
| HOA Fee | 250.00 |
| Garage Spaces | 1.00 |
| Architectural Style | Ranch/Rambler |
| Construction Materials | Frame |
| School District | CALVERT COUNTY PUBLIC SCHOOLS |
| Year Built | 1974 |
| Electric | 200+ Amp Service |
| View | Creek/Stream,River |
| Levels | 2 |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Cool Fuel | Electric |
| Section | 21 |
| Accessibility | Level Entry - Main |
| Assoc Fee Paid Per | Annually |
| County | CALVERT |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Subdivision Name | DRUM POINT |
| Facing Direction | East |
| Garage Y/N | Yes |
| Water Access Y/N | Yes |
| Other Structures | Above Grade,Below Grade |
| Total Rooms | 10 |
| Full Baths | 3 |
| Status | ACTIVE |
| Directions | Rouby Hall Road to Right on Valerie Lane. Across from CRE entrance. Straight ahead to home at the end of the cul-de-sac. |
| City | LUSBY |
| Body of Water | Mill Creek |
| Association Name | DRUM POINT PROPERTY OWNERS' ASSOCIATION |
| Senior Community Y/N | No |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 22041.00 |
| Tax Assessed Value | 475700.0 |
| Tax Annual Amount | 5255.0 |
| Home Warranty Y/N | No |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Bathrooms Full Main Level | 2 |
| Bathrooms Count Main Level | 2.00 |
| Price Per Sq Ft Total AG | 350.7 |
| Acceptable Financing | Cash,Conventional,Other,VA,FHA |
| Vacation Rental Y/N | No |
| Total SQFT | 2615 |
| Location Type | Creek/Stream |
| Standard Status | Active |
| Year Built Source | Assessor |
| Legal Subdivision | DRUM POINT |
| Tax Lot | 4 |
| Association Recreation Fee | No |
Interior Features
| Interior Amenities | Kitchen - Country,Dining Area,Kitchen - Eat-In,Entry Level Bedroom,Floor Plan - Open,Kitchenette |
|---|---|
| Heating Fuel | Electric |
| Basement | Fully Finished,Walkout Level |
| Flooring | Luxury Vinyl Plank,Carpet |
| Total Fireplaces | 1 |
| Fireplace Features | Flue for Stove,Fireplace - Glass Doors,Mantel(s) |
| Hot Water | Electric |
| Basement (Y/N) | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 1497 |
| Central Air Y/N | Yes |
| Total Bedrooms | 4 |
| Below Grade Finished Area | 1118 |
| Room Type | Living Room,Dining Room,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Bedroom 1,Bathroom 1,Bathroom 2,Bathroom 3 |
| Main Level Bedrooms | 3 |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Estimated |
| Below Grade Unfin Area Units | Square Feet |
| Below Grade Unfin SQFT Source | Estimated |
| Below Grade Finished Area Source | Assessor |
| Bedrooms Count All Lower Levels | 1 |
| Bedrooms Count Lower Level 1 | 1 |
| Bathrooms Full Lower Level 1 | 1 |
| Bathrooms Full All Lower Levels | 1 |
| Bathrooms Count Lower Level 1 | 1.00 |
| Bathrooms Count All Lower Levels | 1 |
| Above Grade Unfin Area Units | Square Feet |
| Above Grade Unfin SQFT Source | Estimated |
| Above Grade Finished Area Source | Estimated |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 3 |
Exterior Features
| Pool | No Pool |
|---|---|
| Parking Features | Gravel Driveway |
| Water Source | Well |
| Total Parking Spaces | 1 |
| Garage Features | Garage - Front Entry |
| Type of Parking | Attached Garage |
| Land Use Code | R |
| Foundation Details | Permanent |
| Water View Y/N | Yes |
| Lot Size Acres | 0.51 |
| Water Body Type | Creek |
| Lot Size Source | Assessor |
| Waterfront Y/N | Yes |
| Door Features | Sliding Glass |
| Water Access Features | Boat - Powered,Canoe/Kayak |
| Number of Docks | 1 |
| Land Assessed Value | 236500.00 |
| Navigable Water Y/N | Yes |
| Number of Slips | 1 |
| Water Oriented Y/N | Yes |
| # of Attached Garage Spaces | 1 |
| Dock/Slip Conveys YN | Yes |
| Dock Type and Features | Pier (Perpendicular) |
Room Details
| Room | Dimensions | Level | Flooring | Details |
|---|---|---|---|---|
| Bathroom 1 | Main | |||
| Bathroom 2 | Main | |||
| Bathroom 3 | Lower 1 | |||
| Bedroom 1 | Main | |||
| Bedroom 2 | Main | |||
| Bedroom 3 | Main | |||
| Bedroom 4 | Lower 1 | |||
| Dining Room | Main | |||
| Kitchen | Main | |||
| Living Room | Main |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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